The two-account method
Your budget, on autopilot.
Autobudget calculates the exact direct-deposit split that keeps every bill covered — automatically, every paycheck, forever.
Get started freeDashboard preview
Problem
Stop juggling due dates.
Keeping mental tabs on rent, utilities, subscriptions, and insurance is exhausting — and one missed bill can spiral fast. Autobudget's direct-deposit calculator does the math once so you never have to think about it again.
DD calculator preview
Escrow projection preview
Problem
See problems before they happen.
Surprise shortfalls don't have to be surprises. The 12-month escrow projection models your Bills account balance month by month, flagging any gaps weeks before they become overdrafts.
Problem
Save without thinking about it.
Savings goals that depend on willpower usually fail. Autobudget folds your per-paycheck savings targets directly into your direct-deposit split so the money moves before you ever see it.
Savings goals preview
What people are saying
Real households, real results.
“I set up my direct-deposit split on a Tuesday. By Friday my paycheck hit and every bill was already covered. I haven't thought about it since.”
Jamie R.
Freelance designer
“The escrow projection caught a gap two months before my annual insurance payment. Saved me from a really stressful situation.”
Marcus T.
Software engineer
“I never thought a budgeting tool could actually make me feel less anxious about money. This one does.”
Priya S.
Healthcare worker
Get started today
Ready to autopilot your budget?
- Free to use — no credit card required
- No bank connection needed
- Works with any pay schedule
- Set up in under 5 minutes